I know a random account, or accounts, would see this title and immediately feel the rage coming up from the pit of their stomach, their blood boiling to temperatures so hot their bodies would flash white.

I know they’d be cracking their knuckles getting ready to unleash an unholy keyboard tsunami of political punditry complete with examples of conservative politicians and their mismanagement of worldly affairs. “So, you want to go there huh Mr. Michael? Well, I’ll cut you down to your kneecaps!”

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But this is not about the mindset of being a Progressive. Not in the least. So for those who momentarily got riled up, please sit back and enjoy the post lol.

We have a vehicle insurance company here in the United States called Progressive. They have a funny spokeswoman who makes it seem like it’s very easy to purchase a good insurance policy from them. They also have this neat idea wherein you get this gadget that attaches to your vehicle’s electronic board and it can take data as to how well (or badly) you drive. The ensuing data metrics will determine whether you are eligible for a discount.

Seeing this as a good opportunity to save money, I decided to switch my insurance policy to Progressive and within a week or so, the sensor was delivered to me.

installing the sensor (photo by moderatelivingblog.wordpress.com)

As I drove with this sensor for the time alloted (you have to return it for Progressive to get a datametrics reading), I suddenly started to ask myself these philosophical questions about privacy, safety-ism, and how – for a measly discount on an insurance rate – I was willing to just give up metrics about how I drove and my overall driving behavior. It’s not like I was anonymous at that point, Progressive had my address, my vehicle…almost everything about me that was important they knew. And now, I’ve given them an insight to how my mind works as a driver.

I decided, on principle, that I didn’t like the idea and promptly returned the unit when I was asked for it. I had enough of this self-imposed Orwellian experience.

A few weeks later, I was given my driving report along with a nonchalant $54 discount for my good behavior – almost like a velvet gloved slap across the face.

Was there a lesson learned here? I guess yes and no. It was more on principle if anything. But moving forward, I was more careful about vendors who innocently would ask for my information. At least, with Progressive, I got something out of it!

EPILOGUE:

Many moons after receiving my discount, I started to compare rates again for a possible insurance rate move and I came across my data metrics.

I thought it might be a useful piece of information to shop myself around with for new insurance but alas, it didn’t garner the type of money discount attention I hoped for.

I asked myself, “Where could this information be submitted to that would be useful?”

“Who, or what, would it be useful to?

As the options dwindled down and with nothing to lose, I decided to put it on my dating profile. I figure somewhere out there, there has to be women that sees metrics like these and uses it to make an informed decision as to how good/compatible of a partner I could be.

So, I guess in that way, I should be thankful to Progressive.

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10 responses to “The Progressive Threat!”

  1. LILI Avatar

    My car insurance is also Progressive. Although I always see the same woman (Flo) in the TV commercials, the STATE FARM commercials are pretty funny too.

    I have been driving for a long time, but I have never had big car accidents (I mean I hit other cars and called the police) since I got a driver’s license at 19 in Japan (and at 25 in America).

    To save money, having a clean driving record is the best. And safety comes first. 😊 I would not say that I have never gotten any traffic tickets… I think everything is business. πŸ˜…

    1. Michael Williams Avatar

      πŸ˜€ hehe yes, i can’t help but lament the insurance business model. I suppose it is necessary lol.

      it is very frustrating to see how other drivers behave on the road especially on interstate 95 but we can only control how we drive and you are right – safety should always come first! thanks for your visit Lili-san! Mike

  2. NocturnalTwins Avatar

    A bit of a discount is nice. I share your privacy concerns too. I had an app on my phone from my car insurance company. It tracked everything. Every trip I made had issues even though I drove like a grandfather. It didn’t like the how hard I accelerated, how I turned, when I drove (night time)… I was so happy when I deleted that little snitch.

    1. Michael Williams Avatar

      haha! snitch is the perfect word. it’s like those people that are sent by an authoritarian government to monitor a family’s loyalty to the supreme leader.

      at the end too, we mustn’t forget that the machines can arbitrarily be programmed to make certain determinations to favor a specific bias or cause!

  3. rachelgoes262 Avatar

    I loved this post. It made me giggle when it came to my email.

    I work in insurance, and these programs are quite common now with multiple companies. Sometimes they are collecting data from smart phones and sometimes straight from the car itself, as the technology is built in right from the assembly line.

    But mostly, I enjoyed your telling of the experience and using the data on your dating profile. Hope you are well.

    1. Michael Williams Avatar

      πŸ˜€ hehe. i’m glad you enjoyed the post.

      i just recently spoke with a friend who changed to state farm and she said they have a similar device now too! i guess we are all being monitored in ways that we can’t even imagine.

      hope you are having a great weekend! it is hot here in the northeast today! Mike

  4. […] I take and edit my own photos, I read stuff on the internet, I blog about ideas! For gosh sakes, read here about my driving record! There’s substance beyond…just this! If you want to control my body. Baby, you gotta […]

  5. […] the state. It’s just another one of those titles where I use verbal trickery on readers like an older post I wrote. In a sense, this also inadvertently became my April Fool’s Day contribution […]

  6. justrojie Avatar

    lol Allstate asked for the same thing and I ignored it. But I’m glad you got the discount!!

    1. Michael Williams Avatar

      i know right?? i switched over to Allstate and was surprised that they had it too. Progressive kind of let the bad genie out of the lamp with that thing. I’m with you, i’m gonna ignore these data trackers moving forward!

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